Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 506,548,000 | 501,976,000 | 489,515,000 | 467,236,000 |
| Total loans | 452,497,000 | 444,662,000 | 435,133,000 | 408,094,000 |
| Allowance for loan losses | 7,399,000 | 6,689,000 | 6,615,000 | 5,896,000 |
| Securities available for sale | 39,000 | 39,000 | 39,000 | 39,000 |
| Securities held to maturity | 10,000,000 | 13,000,000 | 15,094,000 | 18,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,420,000 | 370,631,000 | 376,970,000 | 385,107,000 |
| Interest-bearing deposits | 339,295,000 | 329,308,000 | 339,895,000 | 348,280,000 |
| Noninterest-bearing deposits | 35,125,000 | 41,323,000 | 37,075,000 | 36,827,000 |
| Equity capital | 49,110,000 | 50,340,000 | 50,532,000 | 51,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,463,000 | 12,675,000 | 18,721,000 | 24,577,000 |
| Interest expense | 743,000 | 1,423,000 | 2,074,000 | 2,710,000 |
| Net interest income | 5,720,000 | 11,252,000 | 16,647,000 | 21,867,000 |
| Noninterest income | -412,000 | 132,000 | 937,000 | 876,000 |
| Noninterest expense | 3,538,000 | 7,409,000 | 11,130,000 | 14,725,000 |
| Provision for loan losses | 32,000 | 216,000 | 2,020,000 | 1,181,000 |
| Pretax income | 1,738,000 | 3,759,000 | 4,434,000 | 6,837,000 |
| Income tax | 637,000 | 1,428,000 | 1,661,000 | 2,646,000 |
| Net income | 1,101,000 | 2,331,000 | 2,773,000 | 4,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,473,000 | 51,703,000 | 51,895,000 | 53,313,000 |
| Total capital | 55,835,000 | 56,959,000 | 56,982,000 | 58,096,000 |
| Risk-weighted assets | 426,908,000 | 419,051,000 | 405,463,000 | 381,508,000 |