Call reports 2019
FIRST FEDERAL BANK — 2019
What FIRST FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 185,841,000 | 187,158,000 | 184,986,000 | 187,923,000 |
| Total loans | 126,063,000 | 128,899,000 | 132,779,000 | 135,316,000 |
| Allowance for loan losses | 1,840,000 | 1,835,000 | 1,836,000 | 1,837,000 |
| Securities available for sale | 37,377,000 | 36,677,000 | 37,390,000 | 37,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,657,000 | 163,317,000 | 161,266,000 | 164,386,000 |
| Interest-bearing deposits | 137,730,000 | 135,703,000 | 136,145,000 | 139,068,000 |
| Noninterest-bearing deposits | 26,927,000 | 27,614,000 | 25,121,000 | 25,318,000 |
| Equity capital | 20,094,000 | 21,030,000 | 21,226,000 | 21,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,893,000 | 3,831,000 | 5,844,000 | 7,801,000 |
| Interest expense | 266,000 | 565,000 | 878,000 | 1,206,000 |
| Net interest income | 1,627,000 | 3,266,000 | 4,966,000 | 6,595,000 |
| Noninterest income | 170,000 | 391,000 | 578,000 | 791,000 |
| Noninterest expense | 1,630,000 | 3,220,000 | 4,957,000 | 6,749,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 437,000 | 588,000 | 638,000 |
| Income tax | 45,000 | 63,000 | 103,000 | 117,000 |
| Net income | 122,000 | 374,000 | 485,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,602,000 | 21,137,000 | 21,247,000 | 21,284,000 |
| Total capital | 21,918,000 | 22,480,000 | 22,647,000 | 22,731,000 |
| Risk-weighted assets | 104,802,000 | 106,986,000 | 111,567,000 | 115,448,000 |