Call reports 2018
FIRST FEDERAL BANK — 2018
What FIRST FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 182,958,000 | 184,949,000 | 188,352,000 | 184,081,000 |
| Total loans | 118,093,000 | 116,082,000 | 122,773,000 | 122,782,000 |
| Allowance for loan losses | 1,824,000 | 1,821,000 | 1,821,000 | 1,840,000 |
| Securities available for sale | 47,469,000 | 46,409,000 | 34,284,000 | 38,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,722,000 | 164,302,000 | 168,422,000 | 163,443,000 |
| Interest-bearing deposits | 131,660,000 | 136,710,000 | 140,613,000 | 137,316,000 |
| Noninterest-bearing deposits | 26,062,000 | 27,592,000 | 27,809,000 | 26,127,000 |
| Equity capital | 19,787,000 | 19,268,000 | 18,906,000 | 19,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,538,000 | 5,376,000 | 7,321,000 |
| Interest expense | 219,000 | 447,000 | 691,000 | 955,000 |
| Net interest income | 1,515,000 | 3,091,000 | 4,685,000 | 6,366,000 |
| Noninterest income | 172,000 | 359,000 | 907,000 | 1,093,000 |
| Noninterest expense | 1,635,000 | 3,267,000 | 4,853,000 | 6,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 183,000 | 530,000 | 855,000 |
| Income tax | 14,000 | 215,000 | 309,000 | 397,000 |
| Net income | 38,000 | -32,000 | 221,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,974,000 | 19,990,000 | 20,244,000 | 20,481,000 |
| Total capital | 21,259,000 | 21,263,000 | 21,538,000 | 21,767,000 |
| Risk-weighted assets | 102,322,000 | 101,341,000 | 103,056,000 | 102,381,000 |