Call reports 2017
FIRST FEDERAL BANK — 2017
What FIRST FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,842,000 | 179,907,000 | 184,002,000 | 184,270,000 |
| Total loans | 115,204,000 | 115,068,000 | 114,563,000 | 117,813,000 |
| Allowance for loan losses | 1,831,000 | 1,829,000 | 1,830,000 | 1,830,000 |
| Securities available for sale | 39,107,000 | 43,516,000 | 50,668,000 | 49,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,932,000 | 158,279,000 | 158,685,000 | 163,432,000 |
| Interest-bearing deposits | 131,696,000 | 133,625,000 | 133,732,000 | 139,434,000 |
| Noninterest-bearing deposits | 22,236,000 | 24,654,000 | 24,953,000 | 23,998,000 |
| Equity capital | 20,449,000 | 20,599,000 | 20,574,000 | 19,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,231,000 | 4,957,000 | 6,671,000 |
| Interest expense | 181,000 | 349,000 | 528,000 | 737,000 |
| Net interest income | 1,390,000 | 2,882,000 | 4,429,000 | 5,934,000 |
| Noninterest income | 155,000 | 315,000 | 489,000 | 711,000 |
| Noninterest expense | 1,540,000 | 3,157,000 | 4,753,000 | 6,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 40,000 | 165,000 | 188,000 |
| Income tax | 2,000 | 19,000 | 69,000 | 663,000 |
| Net income | 3,000 | 21,000 | 96,000 | -475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,950,000 | 19,789,000 | 19,863,000 | 19,936,000 |
| Total capital | 21,180,000 | 21,021,000 | 21,107,000 | 21,215,000 |
| Risk-weighted assets | 97,506,000 | 97,645,000 | 98,573,000 | 101,501,000 |