Call reports 2016
FIRST FEDERAL BANK — 2016
What FIRST FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 166,697,000 | 170,243,000 | 169,392,000 | 168,380,000 |
| Total loans | 116,012,000 | 115,057,000 | 116,202,000 | 116,614,000 |
| Allowance for loan losses | 1,834,000 | 1,831,000 | 1,833,000 | 1,833,000 |
| Securities available for sale | 26,338,000 | 29,821,000 | 35,417,000 | 33,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,240,000 | 148,065,000 | 147,155,000 | 144,603,000 |
| Interest-bearing deposits | 125,908,000 | 126,110,000 | 125,346,000 | 124,204,000 |
| Noninterest-bearing deposits | 19,332,000 | 21,955,000 | 21,809,000 | 20,399,000 |
| Equity capital | 19,981,000 | 20,088,000 | 20,148,000 | 20,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,175,000 | 4,911,000 | 6,459,000 |
| Interest expense | 209,000 | 421,000 | 636,000 | 845,000 |
| Net interest income | 1,362,000 | 2,754,000 | 4,275,000 | 5,614,000 |
| Noninterest income | 165,000 | 552,000 | 727,000 | 900,000 |
| Noninterest expense | 1,481,000 | 3,203,000 | 4,758,000 | 6,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 255,000 | 396,000 | 356,000 |
| Income tax | 18,000 | -154,000 | -98,000 | -114,000 |
| Net income | 28,000 | 409,000 | 494,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,752,000 | 19,885,000 | 19,970,000 | 19,946,000 |
| Total capital | 20,910,000 | 21,024,000 | 21,165,000 | 21,172,000 |
| Risk-weighted assets | 91,409,000 | 89,791,000 | 94,265,000 | 96,831,000 |