Call reports 2015
FIRST FEDERAL BANK — 2015
What FIRST FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,406,000 | 161,753,000 | 162,290,000 | 161,470,000 |
| Total loans | 110,323,000 | 110,431,000 | 114,011,000 | 116,144,000 |
| Allowance for loan losses | 1,832,000 | 1,831,000 | 1,831,000 | 1,834,000 |
| Securities available for sale | 26,107,000 | 24,895,000 | 25,235,000 | 25,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,409,000 | 140,736,000 | 141,344,000 | 140,195,000 |
| Interest-bearing deposits | 123,077,000 | 122,481,000 | 122,352,000 | 122,791,000 |
| Noninterest-bearing deposits | 16,332,000 | 18,255,000 | 18,992,000 | 17,404,000 |
| Equity capital | 19,999,000 | 20,341,000 | 20,003,000 | 20,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 2,987,000 | 4,525,000 | 6,025,000 |
| Interest expense | 216,000 | 430,000 | 644,000 | 855,000 |
| Net interest income | 1,318,000 | 2,557,000 | 3,881,000 | 5,170,000 |
| Noninterest income | 154,000 | 415,000 | 672,000 | 849,000 |
| Noninterest expense | 1,453,000 | 2,907,000 | 4,423,000 | 5,895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 65,000 | 130,000 | 124,000 |
| Income tax | 8,000 | -170,000 | -144,000 | -147,000 |
| Net income | 11,000 | 235,000 | 274,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,530,000 | 19,689,000 | 19,728,000 | 19,724,000 |
| Total capital | 20,618,000 | 20,772,000 | 20,856,000 | 20,879,000 |
| Risk-weighted assets | 85,458,000 | 85,062,000 | 88,657,000 | 90,879,000 |