Call reports 2014
FIRST FEDERAL BANK — 2014
What FIRST FEDERAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,121,000 | 166,185,000 | 163,632,000 | 160,582,000 |
| Total loans | 118,871,000 | 115,662,000 | 115,016,000 | 113,010,000 |
| Allowance for loan losses | 1,962,000 | 1,826,000 | 1,826,000 | 1,834,000 |
| Securities available for sale | 12,246,000 | 12,034,000 | 11,218,000 | 23,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,120,000 | 145,125,000 | 142,585,000 | 139,499,000 |
| Interest-bearing deposits | 132,326,000 | 127,938,000 | 125,770,000 | 123,519,000 |
| Noninterest-bearing deposits | 14,794,000 | 17,187,000 | 16,815,000 | 15,980,000 |
| Equity capital | 20,324,000 | 20,492,000 | 20,617,000 | 20,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,250,000 | 4,844,000 | 6,405,000 |
| Interest expense | 232,000 | 464,000 | 697,000 | 926,000 |
| Net interest income | 1,395,000 | 2,786,000 | 4,147,000 | 5,479,000 |
| Noninterest income | 167,000 | 354,000 | 547,000 | 723,000 |
| Noninterest expense | 1,434,000 | 2,886,000 | 4,259,000 | 5,734,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 254,000 | 435,000 | 506,000 |
| Income tax | 51,000 | 97,000 | 169,000 | 198,000 |
| Net income | 77,000 | 157,000 | 266,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,981,000 | 19,303,000 | 19,422,000 | 19,367,000 |
| Total capital | 20,100,000 | 20,383,000 | 20,486,000 | 20,461,000 |
| Risk-weighted assets | 88,714,000 | 85,682,000 | 84,319,000 | 86,999,000 |