Call reports 2013
FIRST FEDERAL BANK — 2013
What FIRST FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,244,000 | 168,748,000 | 169,789,000 | 164,707,000 |
| Total loans | 120,240,000 | 119,496,000 | 120,239,000 | 118,980,000 |
| Allowance for loan losses | 2,016,000 | 1,977,000 | 2,002,000 | 1,963,000 |
| Securities available for sale | 14,999,000 | 14,029,000 | 12,839,000 | 12,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,444,000 | 146,545,000 | 147,744,000 | 142,716,000 |
| Interest-bearing deposits | 133,012,000 | 132,578,000 | 133,485,000 | 128,640,000 |
| Noninterest-bearing deposits | 13,432,000 | 13,967,000 | 14,259,000 | 14,076,000 |
| Equity capital | 20,264,000 | 20,130,000 | 20,080,000 | 20,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,751,000 | 3,444,000 | 5,134,000 | 6,792,000 |
| Interest expense | 301,000 | 578,000 | 843,000 | 1,095,000 |
| Net interest income | 1,450,000 | 2,866,000 | 4,291,000 | 5,697,000 |
| Noninterest income | 166,000 | 333,000 | 539,000 | 742,000 |
| Noninterest expense | 1,523,000 | 3,036,000 | 4,480,000 | 5,929,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 197,000 | 267,000 | 439,000 | 599,000 |
| Income tax | 79,000 | 178,000 | 247,000 | 311,000 |
| Net income | 118,000 | 89,000 | 192,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,431,000 | 18,958,000 | 18,925,000 | 18,844,000 |
| Total capital | 19,577,000 | 20,100,000 | 20,083,000 | 19,977,000 |
| Risk-weighted assets | 90,810,000 | 90,544,000 | 91,785,000 | 89,807,000 |