Call reports 2012
FIRST FEDERAL BANK — 2012
What FIRST FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 172,492,000 | 170,676,000 | 169,425,000 | 169,626,000 |
| Total loans | 128,427,000 | 126,628,000 | 123,362,000 | 124,003,000 |
| Allowance for loan losses | 2,066,000 | 2,125,000 | 2,040,000 | 2,172,000 |
| Securities available for sale | 12,655,000 | 11,015,000 | 10,339,000 | 9,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,714,000 | 147,715,000 | 146,707,000 | 146,907,000 |
| Interest-bearing deposits | 138,345,000 | 134,238,000 | 134,019,000 | 134,070,000 |
| Noninterest-bearing deposits | 11,369,000 | 13,477,000 | 12,688,000 | 12,837,000 |
| Equity capital | 19,911,000 | 20,060,000 | 20,193,000 | 20,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,889,000 | 3,743,000 | 5,526,000 | 7,349,000 |
| Interest expense | 409,000 | 787,000 | 1,147,000 | 1,490,000 |
| Net interest income | 1,480,000 | 2,956,000 | 4,379,000 | 5,859,000 |
| Noninterest income | 230,000 | 434,000 | 687,000 | 861,000 |
| Noninterest expense | 1,623,000 | 3,642,000 | 5,115,000 | 6,578,000 |
| Provision for loan losses | 112,000 | 112,000 | 112,000 | 162,000 |
| Pretax income | -25,000 | -364,000 | -161,000 | -20,000 |
| Income tax | -10,000 | -117,000 | -36,000 | 21,000 |
| Net income | -15,000 | -247,000 | -125,000 | -41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,560,000 | 18,106,000 | 18,228,000 | 18,313,000 |
| Total capital | 19,726,000 | 19,313,000 | 19,449,000 | 19,544,000 |
| Risk-weighted assets | 100,474,000 | 100,197,000 | 96,824,000 | 97,500,000 |