Call reports 2008
SIGNATURE BANK, NATIONAL ASSOCIATION — 2008
What SIGNATURE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 369,717,000 | 376,739,000 | 388,210,000 | 416,909,000 |
| Total loans | 308,341,000 | 307,602,000 | 325,030,000 | 342,916,000 |
| Allowance for loan losses | 3,987,000 | 4,140,000 | 4,545,000 | 4,493,000 |
| Securities available for sale | 8,995,000 | 8,858,000 | 8,894,000 | 8,898,000 |
| Securities held to maturity | 4,120,000 | 4,120,000 | 3,996,000 | 3,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,517,000 | 321,191,000 | 330,232,000 | 353,866,000 |
| Interest-bearing deposits | 271,843,000 | 269,872,000 | 273,157,000 | 284,374,000 |
| Noninterest-bearing deposits | 46,674,000 | 51,319,000 | 57,075,000 | 69,492,000 |
| Equity capital | 27,140,000 | 27,697,000 | 28,342,000 | 29,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,364,000 | 10,474,000 | 15,724,000 | 21,035,000 |
| Interest expense | 2,639,000 | 4,951,000 | 7,137,000 | 9,218,000 |
| Net interest income | 2,725,000 | 5,523,000 | 8,587,000 | 11,817,000 |
| Noninterest income | 124,000 | 288,000 | 445,000 | 600,000 |
| Noninterest expense | 1,792,000 | 3,624,000 | 5,501,000 | 7,442,000 |
| Provision for loan losses | 192,000 | 345,000 | 750,000 | 1,175,000 |
| Pretax income | 960,000 | 1,937,000 | 2,876,000 | 3,895,000 |
| Income tax | 320,000 | 647,000 | 962,000 | 1,307,000 |
| Net income | 640,000 | 1,290,000 | 1,914,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,962,000 | 27,612,000 | 28,236,000 | 29,660,000 |
| Total capital | 35,889,000 | 36,499,000 | 37,330,000 | 38,960,000 |
| Risk-weighted assets | 314,022,000 | 310,653,000 | 326,938,000 | 343,717,000 |