Call reports 2007
SIGNATURE BANK, NATIONAL ASSOCIATION — 2007
What SIGNATURE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 314,862,000 | 335,829,000 | 340,976,000 | 352,258,000 |
| Total loans | 270,652,000 | 275,190,000 | 291,422,000 | 303,340,000 |
| Allowance for loan losses | 3,515,000 | 3,645,000 | 3,725,000 | 3,795,000 |
| Securities available for sale | 8,619,000 | 8,563,000 | 8,769,000 | 8,750,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,810,000 | 294,213,000 | 295,283,000 | 306,292,000 |
| Interest-bearing deposits | 236,400,000 | 252,166,000 | 251,986,000 | 258,888,000 |
| Noninterest-bearing deposits | 40,410,000 | 42,047,000 | 43,297,000 | 47,404,000 |
| Equity capital | 23,619,000 | 24,081,000 | 24,704,000 | 25,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,714,000 | 9,868,000 | 15,247,000 | 20,822,000 |
| Interest expense | 2,468,000 | 5,205,000 | 8,080,000 | 10,983,000 |
| Net interest income | 2,246,000 | 4,663,000 | 7,167,000 | 9,839,000 |
| Noninterest income | 89,000 | 190,000 | 292,000 | 405,000 |
| Noninterest expense | 1,622,000 | 3,237,000 | 4,930,000 | 6,619,000 |
| Provision for loan losses | 35,000 | 165,000 | 245,000 | 315,000 |
| Pretax income | 678,000 | 1,451,000 | 2,284,000 | 3,310,000 |
| Income tax | 234,000 | 505,000 | 787,000 | 1,142,000 |
| Net income | 444,000 | 946,000 | 1,497,000 | 2,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,598,000 | 24,100,000 | 24,651,000 | 25,322,000 |
| Total capital | 32,006,000 | 32,582,000 | 33,282,000 | 34,055,000 |
| Risk-weighted assets | 272,445,000 | 278,276,000 | 290,233,000 | 298,438,000 |