Call reports 2006
SIGNATURE BANK, NATIONAL ASSOCIATION — 2006
What SIGNATURE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 283,059,000 | 288,409,000 | 291,639,000 | 312,532,000 |
| Total loans | 227,645,000 | 238,343,000 | 240,852,000 | 249,781,000 |
| Allowance for loan losses | 3,075,000 | 3,210,000 | 3,300,000 | 3,480,000 |
| Securities available for sale | 7,756,000 | 9,719,000 | 9,802,000 | 9,732,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,101,000 | 261,090,000 | 263,449,000 | 279,379,000 |
| Interest-bearing deposits | 218,117,000 | 217,126,000 | 221,684,000 | 233,209,000 |
| Noninterest-bearing deposits | 37,984,000 | 43,964,000 | 41,765,000 | 46,170,000 |
| Equity capital | 20,679,000 | 21,081,000 | 21,603,000 | 22,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,870,000 | 8,055,000 | 12,540,000 | 17,302,000 |
| Interest expense | 1,768,000 | 3,778,000 | 6,011,000 | 8,452,000 |
| Net interest income | 2,102,000 | 4,277,000 | 6,529,000 | 8,850,000 |
| Noninterest income | 79,000 | 162,000 | 243,000 | 332,000 |
| Noninterest expense | 1,466,000 | 2,951,000 | 4,466,000 | 5,880,000 |
| Provision for loan losses | 120,000 | 255,000 | 345,000 | 525,000 |
| Pretax income | 595,000 | 1,233,000 | 1,961,000 | 2,777,000 |
| Income tax | 205,000 | 430,000 | 680,000 | 959,000 |
| Net income | 390,000 | 803,000 | 1,281,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,726,000 | 21,139,000 | 21,617,000 | 22,154,000 |
| Total capital | 28,589,000 | 29,104,000 | 29,632,000 | 30,350,000 |
| Risk-weighted assets | 228,719,000 | 236,873,000 | 240,801,000 | 255,320,000 |