Call reports 2005
SIGNATURE BANK, NATIONAL ASSOCIATION — 2005
What SIGNATURE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 224,989,000 | 256,062,000 | 251,260,000 | 267,047,000 |
| Total loans | 183,117,000 | 194,921,000 | 208,529,000 | 220,875,000 |
| Allowance for loan losses | 2,470,000 | 2,655,000 | 2,850,000 | 2,955,000 |
| Securities available for sale | 5,499,000 | 5,839,000 | 9,355,000 | 8,337,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,980,000 | 230,739,000 | 225,298,000 | 240,413,000 |
| Interest-bearing deposits | 174,364,000 | 189,893,000 | 188,438,000 | 201,888,000 |
| Noninterest-bearing deposits | 30,616,000 | 40,846,000 | 36,860,000 | 38,525,000 |
| Equity capital | 19,167,000 | 19,499,000 | 19,853,000 | 20,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,639,000 | 9,006,000 | 12,700,000 |
| Interest expense | 937,000 | 2,092,000 | 3,512,000 | 5,119,000 |
| Net interest income | 1,716,000 | 3,547,000 | 5,494,000 | 7,581,000 |
| Noninterest income | 70,000 | 143,000 | 209,000 | 282,000 |
| Noninterest expense | 1,210,000 | 2,452,000 | 3,701,000 | 5,023,000 |
| Provision for loan losses | 100,000 | 285,000 | 480,000 | 585,000 |
| Pretax income | 476,000 | 953,000 | 1,522,000 | 2,255,000 |
| Income tax | 155,000 | 305,000 | 515,000 | 780,000 |
| Net income | 321,000 | 648,000 | 1,007,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,182,000 | 19,509,000 | 19,868,000 | 20,336,000 |
| Total capital | 21,494,000 | 26,965,000 | 27,435,000 | 28,091,000 |
| Risk-weighted assets | 184,734,000 | 196,260,000 | 205,020,000 | 220,144,000 |