Call reports 2004
SIGNATURE BANK, NATIONAL ASSOCIATION — 2004
What SIGNATURE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 169,417,000 | 186,979,000 | 197,992,000 | 203,985,000 |
| Total loans | 133,341,000 | 147,126,000 | 159,288,000 | 171,727,000 |
| Allowance for loan losses | 2,005,000 | 2,070,000 | 2,200,000 | 2,370,000 |
| Securities available for sale | 8,063,000 | 7,027,000 | 7,077,000 | 5,739,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,052,000 | 168,283,000 | 178,843,000 | 184,607,000 |
| Interest-bearing deposits | 126,856,000 | 139,047,000 | 148,789,000 | 154,596,000 |
| Noninterest-bearing deposits | 24,196,000 | 29,236,000 | 30,054,000 | 30,011,000 |
| Equity capital | 18,079,000 | 18,230,000 | 18,520,000 | 18,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,670,000 | 5,784,000 | 8,258,000 |
| Interest expense | 524,000 | 1,104,000 | 1,780,000 | 2,614,000 |
| Net interest income | 1,242,000 | 2,566,000 | 4,004,000 | 5,644,000 |
| Noninterest income | 47,000 | 103,000 | 163,000 | 228,000 |
| Noninterest expense | 870,000 | 1,864,000 | 2,805,000 | 3,889,000 |
| Provision for loan losses | 165,000 | 230,000 | 360,000 | 530,000 |
| Pretax income | 284,000 | 605,000 | 1,033,000 | 1,484,000 |
| Income tax | 98,000 | 212,000 | 363,000 | 467,000 |
| Net income | 186,000 | 393,000 | 670,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,030,000 | 18,237,000 | 18,514,000 | 18,861,000 |
| Total capital | 19,778,000 | 20,130,000 | 20,534,000 | 21,011,000 |
| Risk-weighted assets | 139,658,000 | 151,230,000 | 161,339,000 | 171,677,000 |