Call reports 2003
SIGNATURE BANK, NATIONAL ASSOCIATION — 2003
What SIGNATURE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 119,832,000 | 146,501,000 | 150,159,000 | 157,501,000 |
| Total loans | 92,522,000 | 103,049,000 | 110,928,000 | 122,752,000 |
| Allowance for loan losses | 1,350,000 | 1,545,000 | 1,680,000 | 1,840,000 |
| Securities available for sale | 15,256,000 | 15,396,000 | 17,434,000 | 13,999,000 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,561,000 | 129,041,000 | 132,511,000 | 139,299,000 |
| Interest-bearing deposits | 85,986,000 | 109,775,000 | 108,993,000 | 115,432,000 |
| Noninterest-bearing deposits | 16,575,000 | 19,266,000 | 23,518,000 | 23,867,000 |
| Equity capital | 17,124,000 | 17,248,000 | 17,435,000 | 17,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,802,000 | 4,402,000 | 6,103,000 |
| Interest expense | 402,000 | 904,000 | 1,409,000 | 1,934,000 |
| Net interest income | 905,000 | 1,898,000 | 2,993,000 | 4,169,000 |
| Noninterest income | 31,000 | 69,000 | 112,000 | 157,000 |
| Noninterest expense | 757,000 | 1,491,000 | 2,213,000 | 3,126,000 |
| Provision for loan losses | 175,000 | 370,000 | 505,000 | 665,000 |
| Pretax income | 4,000 | 107,000 | 388,000 | 537,000 |
| Income tax | 0 | 0 | 0 | -380,000 |
| Net income | 4,000 | 107,000 | 388,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,931,000 | 17,034,000 | 17,315,000 | 17,844,000 |
| Total capital | 18,080,000 | 18,354,000 | 18,758,000 | 19,429,000 |
| Risk-weighted assets | 91,796,000 | 105,405,000 | 115,251,000 | 126,581,000 |