Call reports 2025
GREENFIELD CO-OPERATIVE BANK — 2025
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 813,074,000 | 832,146,000 | 835,875,000 | 845,767,000 |
| Total loans | 510,751,000 | 516,495,000 | 513,077,000 | 528,081,000 |
| Allowance for loan losses | 4,803,000 | 4,698,000 | 4,752,000 | 4,997,000 |
| Securities available for sale | 185,847,000 | 187,537,000 | 191,529,000 | 193,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,354,000 | 734,289,000 | 735,521,000 | 744,039,000 |
| Interest-bearing deposits | 612,571,000 | 625,723,000 | 624,979,000 | 631,648,000 |
| Noninterest-bearing deposits | 104,783,000 | 108,566,000 | 110,542,000 | 112,391,000 |
| Equity capital | 90,066,000 | 92,280,000 | 94,788,000 | 96,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,482,000 | 17,486,000 | 26,667,000 | 35,842,000 |
| Interest expense | 2,833,000 | 5,721,000 | 8,666,000 | 11,504,000 |
| Net interest income | 5,649,000 | 11,765,000 | 18,001,000 | 24,338,000 |
| Noninterest income | 518,000 | 1,037,000 | 1,630,000 | 2,186,000 |
| Noninterest expense | 4,660,000 | 9,799,000 | 14,905,000 | 20,087,000 |
| Provision for loan losses | -100,000 | -206,000 | -151,000 | 95,000 |
| Pretax income | 1,611,000 | 3,109,000 | 4,846,000 | 6,393,000 |
| Income tax | 305,000 | 578,000 | 927,000 | 1,233,000 |
| Net income | 1,306,000 | 2,531,000 | 3,919,000 | 5,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,660,000 | 104,885,000 | 106,273,000 | 107,514,000 |