Call reports 2024
GREENFIELD CO-OPERATIVE BANK — 2024
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 759,163,000 | 762,142,000 | 767,007,000 | 786,065,000 |
| Total loans | 480,029,000 | 488,398,000 | 501,142,000 | 507,580,000 |
| Allowance for loan losses | 4,396,000 | 4,510,000 | 4,904,000 | 4,904,000 |
| Securities available for sale | 183,328,000 | 183,176,000 | 189,620,000 | 183,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,302,000 | 670,267,000 | 669,395,000 | 693,862,000 |
| Interest-bearing deposits | 563,359,000 | 571,574,000 | 562,326,000 | 590,863,000 |
| Noninterest-bearing deposits | 102,943,000 | 98,693,000 | 107,069,000 | 102,999,000 |
| Equity capital | 82,833,000 | 83,533,000 | 89,058,000 | 86,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,608,000 | 15,476,000 | 23,648,000 | 32,113,000 |
| Interest expense | 2,140,000 | 4,649,000 | 7,375,000 | 10,252,000 |
| Net interest income | 5,468,000 | 10,827,000 | 16,273,000 | 21,861,000 |
| Noninterest income | 503,000 | 1,010,000 | 1,621,000 | 2,134,000 |
| Noninterest expense | 4,408,000 | 8,971,000 | 13,685,000 | 18,488,000 |
| Provision for loan losses | -10,000 | 99,000 | 305,000 | 227,000 |
| Pretax income | 1,515,000 | 2,724,000 | 3,909,000 | 5,285,000 |
| Income tax | 170,000 | 364,000 | 547,000 | 789,000 |
| Net income | 1,345,000 | 2,360,000 | 3,362,000 | 4,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,204,000 | 100,224,000 | 101,228,000 | 102,365,000 |