Call reports 2023
GREENFIELD CO-OPERATIVE BANK — 2023
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 771,111,000 | 765,172,000 | 761,818,000 | 745,810,000 |
| Total loans | 465,505,000 | 471,246,000 | 478,194,000 | 486,434,000 |
| Allowance for loan losses | 4,481,000 | 4,274,000 | 4,325,000 | 4,417,000 |
| Securities available for sale | 175,340,000 | 181,605,000 | 175,012,000 | 183,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,058,000 | 677,072,000 | 677,037,000 | 653,038,000 |
| Interest-bearing deposits | 555,168,000 | 558,413,000 | 555,468,000 | 546,199,000 |
| Noninterest-bearing deposits | 126,890,000 | 118,659,000 | 121,569,000 | 106,839,000 |
| Equity capital | 77,790,000 | 77,183,000 | 75,036,000 | 82,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,134,000 | 14,578,000 | 22,159,000 | 29,878,000 |
| Interest expense | 776,000 | 2,034,000 | 3,632,000 | 5,503,000 |
| Net interest income | 6,358,000 | 12,544,000 | 18,527,000 | 24,375,000 |
| Noninterest income | 481,000 | 970,000 | 1,504,000 | 2,013,000 |
| Noninterest expense | 4,137,000 | 8,472,000 | 12,803,000 | 17,049,000 |
| Provision for loan losses | -148,000 | -76,000 | -24,000 | 69,000 |
| Pretax income | 2,850,000 | 5,110,000 | 7,185,000 | 9,229,000 |
| Income tax | 553,000 | 1,059,000 | 1,488,000 | 1,806,000 |
| Net income | 2,297,000 | 4,051,000 | 5,697,000 | 7,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,573,000 | 94,480,000 | 96,134,000 | 97,866,000 |