Call reports 2022
GREENFIELD CO-OPERATIVE BANK — 2022
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 825,360,000 | 815,839,000 | 782,104,000 | 765,250,000 |
| Total loans | 469,362,000 | 472,001,000 | 470,820,000 | 464,264,000 |
| Allowance for loan losses | 4,659,000 | 4,739,000 | 4,777,000 | 4,797,000 |
| Securities available for sale | 150,601,000 | 146,684,000 | 138,229,000 | 146,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,424,000 | 728,214,000 | 699,388,000 | 679,871,000 |
| Interest-bearing deposits | 600,500,000 | 599,461,000 | 578,166,000 | 553,665,000 |
| Noninterest-bearing deposits | 133,924,000 | 128,753,000 | 121,222,000 | 126,206,000 |
| Equity capital | 78,529,000 | 75,653,000 | 71,653,000 | 73,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,978,000 | 10,306,000 | 16,381,000 | 23,092,000 |
| Interest expense | 451,000 | 893,000 | 1,301,000 | 1,779,000 |
| Net interest income | 4,527,000 | 9,413,000 | 15,080,000 | 21,313,000 |
| Noninterest income | 459,000 | 1,001,000 | 1,508,000 | 2,026,000 |
| Noninterest expense | 3,716,000 | 7,572,000 | 11,571,000 | 15,651,000 |
| Provision for loan losses | 66,000 | 76,000 | 91,000 | 111,000 |
| Pretax income | 1,204,000 | 2,766,000 | 4,926,000 | 7,577,000 |
| Income tax | 268,000 | 657,000 | 1,222,000 | 1,930,000 |
| Net income | 936,000 | 2,109,000 | 3,704,000 | 5,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,535,000 | 86,719,000 | 88,325,000 | 90,281,000 |