Call reports 2021
GREENFIELD CO-OPERATIVE BANK — 2021
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 783,989,000 | 799,206,000 | 808,523,000 | 807,563,000 |
| Total loans | 458,140,000 | 455,874,000 | 461,731,000 | 464,397,000 |
| Allowance for loan losses | 4,448,000 | 4,517,000 | 4,584,000 | 4,654,000 |
| Securities available for sale | 137,763,000 | 137,832,000 | 141,194,000 | 148,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,705,000 | 702,707,000 | 711,081,000 | 710,444,000 |
| Interest-bearing deposits | 567,014,000 | 581,200,000 | 587,474,000 | 584,817,000 |
| Noninterest-bearing deposits | 116,691,000 | 121,507,000 | 123,607,000 | 125,627,000 |
| Equity capital | 82,755,000 | 83,687,000 | 84,155,000 | 83,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,998,000 | 9,924,000 | 14,976,000 | 19,965,000 |
| Interest expense | 644,000 | 1,218,000 | 1,768,000 | 2,269,000 |
| Net interest income | 4,354,000 | 8,706,000 | 13,208,000 | 17,696,000 |
| Noninterest income | 518,000 | 1,049,000 | 1,620,000 | 2,136,000 |
| Noninterest expense | 3,840,000 | 7,680,000 | 11,547,000 | 15,411,000 |
| Provision for loan losses | 22,000 | 66,000 | 132,000 | 198,000 |
| Pretax income | 1,010,000 | 2,009,000 | 3,149,000 | 4,223,000 |
| Income tax | 211,000 | 422,000 | 673,000 | 906,000 |
| Net income | 799,000 | 1,587,000 | 2,476,000 | 3,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,036,000 | 82,838,000 | 83,743,000 | 84,599,000 |