Call reports 2020
GREENFIELD CO-OPERATIVE BANK — 2020
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 685,867,000 | 742,582,000 | 732,349,000 | 740,007,000 |
| Total loans | 437,684,000 | 474,201,000 | 456,939,000 | 456,495,000 |
| Allowance for loan losses | 4,359,000 | 4,878,000 | 4,706,000 | 4,414,000 |
| Securities available for sale | 139,460,000 | 132,905,000 | 133,198,000 | 131,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,777,000 | 636,851,000 | 631,357,000 | 638,620,000 |
| Interest-bearing deposits | 492,478,000 | 534,945,000 | 530,005,000 | 535,452,000 |
| Noninterest-bearing deposits | 86,299,000 | 101,906,000 | 101,352,000 | 103,168,000 |
| Equity capital | 81,179,000 | 81,583,000 | 81,653,000 | 83,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,625,000 | 10,147,000 | 15,349,000 | 20,541,000 |
| Interest expense | 1,242,000 | 2,407,000 | 3,435,000 | 4,219,000 |
| Net interest income | 4,383,000 | 7,740,000 | 11,914,000 | 16,322,000 |
| Noninterest income | 540,000 | 1,047,000 | 1,721,000 | 3,226,000 |
| Noninterest expense | 3,438,000 | 6,845,000 | 10,413,000 | 13,944,000 |
| Provision for loan losses | 400,000 | 920,000 | 1,950,000 | 2,094,000 |
| Pretax income | 1,085,000 | 1,022,000 | 1,272,000 | 3,510,000 |
| Income tax | 206,000 | 113,000 | 97,000 | 363,000 |
| Net income | 879,000 | 909,000 | 1,175,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,908,000 | 78,957,000 | 79,242,000 | 81,233,000 |