Call reports 2019
GREENFIELD CO-OPERATIVE BANK — 2019
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 630,113,000 | 646,808,000 | 656,888,000 | 663,548,000 |
| Total loans | 431,188,000 | 425,497,000 | 429,618,000 | 431,364,000 |
| Allowance for loan losses | 3,966,000 | 3,982,000 | 3,970,000 | 3,968,000 |
| Securities available for sale | 137,676,000 | 137,962,000 | 135,878,000 | 140,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,730,000 | 545,776,000 | 555,919,000 | 563,451,000 |
| Interest-bearing deposits | 461,887,000 | 471,802,000 | 481,813,000 | 488,242,000 |
| Noninterest-bearing deposits | 68,843,000 | 73,974,000 | 74,106,000 | 75,209,000 |
| Equity capital | 73,378,000 | 75,741,000 | 77,318,000 | 78,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,474,000 | 11,121,000 | 16,859,000 | 22,485,000 |
| Interest expense | 911,000 | 1,988,000 | 3,180,000 | 4,408,000 |
| Net interest income | 4,563,000 | 9,133,000 | 13,679,000 | 18,077,000 |
| Noninterest income | 571,000 | 1,120,000 | 1,651,000 | 2,239,000 |
| Noninterest expense | 4,004,000 | 7,389,000 | 10,771,000 | 14,232,000 |
| Provision for loan losses | 159,000 | 410,000 | 410,000 | 410,000 |
| Pretax income | 971,000 | 2,454,000 | 4,321,000 | 5,846,000 |
| Income tax | 182,000 | 506,000 | 931,000 | 1,272,000 |
| Net income | 789,000 | 1,948,000 | 3,390,000 | 4,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,163,000 | 75,346,000 | 76,809,000 | 78,016,000 |
| Total capital | 78,129,000 | 79,328,000 | 80,779,000 | 81,984,000 |
| Risk-weighted assets | 364,683,000 | 355,255,000 | 356,552,000 | 372,784,000 |