Call reports 2018
GREENFIELD CO-OPERATIVE BANK — 2018
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 603,768,000 | 615,909,000 | 611,430,000 | 610,808,000 |
| Total loans | 407,401,000 | 415,859,000 | 419,611,000 | 427,776,000 |
| Allowance for loan losses | 3,571,000 | 3,714,000 | 3,779,000 | 3,807,000 |
| Securities available for sale | 140,354,000 | 139,571,000 | 137,530,000 | 137,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,467,000 | 528,360,000 | 520,797,000 | 515,401,000 |
| Interest-bearing deposits | 452,472,000 | 465,027,000 | 457,655,000 | 451,078,000 |
| Noninterest-bearing deposits | 64,995,000 | 63,333,000 | 63,142,000 | 64,323,000 |
| Equity capital | 67,430,000 | 68,125,000 | 68,983,000 | 71,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,836,000 | 9,836,000 | 15,077,000 | 20,389,000 |
| Interest expense | 678,000 | 1,399,000 | 2,177,000 | 2,988,000 |
| Net interest income | 4,158,000 | 8,437,000 | 12,900,000 | 17,401,000 |
| Noninterest income | 574,000 | 1,115,000 | 1,693,000 | 2,302,000 |
| Noninterest expense | 3,099,000 | 6,392,000 | 9,677,000 | 13,029,000 |
| Provision for loan losses | 305,000 | 462,000 | 528,000 | 556,000 |
| Pretax income | 1,328,000 | 2,698,000 | 4,388,000 | 6,118,000 |
| Income tax | 299,000 | 593,000 | 970,000 | 1,360,000 |
| Net income | 1,029,000 | 2,105,000 | 3,418,000 | 4,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,580,000 | 70,682,000 | 72,022,000 | 73,388,000 |
| Total capital | 73,151,000 | 74,396,000 | 75,801,000 | 77,195,000 |
| Risk-weighted assets | 355,098,000 | 354,139,000 | 356,134,000 | 363,250,000 |