Call reports 2017
GREENFIELD CO-OPERATIVE BANK — 2017
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 578,831,000 | 595,992,000 | 594,639,000 | 606,756,000 |
| Total loans | 379,289,000 | 380,426,000 | 390,734,000 | 397,666,000 |
| Allowance for loan losses | 2,849,000 | 2,928,000 | 3,132,000 | 3,266,000 |
| Securities available for sale | 145,185,000 | 144,641,000 | 144,616,000 | 142,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 488,723,000 | 506,304,000 | 505,858,000 | 518,669,000 |
| Interest-bearing deposits | 438,135,000 | 448,618,000 | 449,372,000 | 449,943,000 |
| Noninterest-bearing deposits | 50,588,000 | 57,686,000 | 56,486,000 | 68,726,000 |
| Equity capital | 66,477,000 | 67,268,000 | 68,100,000 | 67,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,272,000 | 8,690,000 | 13,294,000 | 18,008,000 |
| Interest expense | 622,000 | 1,257,000 | 1,915,000 | 2,579,000 |
| Net interest income | 3,650,000 | 7,433,000 | 11,379,000 | 15,429,000 |
| Noninterest income | 537,000 | 1,125,000 | 1,703,000 | 2,272,000 |
| Noninterest expense | 3,009,000 | 6,147,000 | 9,204,000 | 12,351,000 |
| Provision for loan losses | 306,000 | 411,000 | 645,000 | 785,000 |
| Pretax income | 872,000 | 2,057,000 | 3,290,000 | 4,622,000 |
| Income tax | 259,000 | 638,000 | 1,036,000 | 2,264,000 |
| Net income | 613,000 | 1,419,000 | 2,254,000 | 2,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,593,000 | 67,383,000 | 68,242,000 | 68,370,000 |
| Total capital | 69,442,000 | 70,311,000 | 71,374,000 | 71,636,000 |
| Risk-weighted assets | 338,051,000 | 333,201,000 | 340,991,000 | 346,456,000 |