Call reports 2015
GREENFIELD CO-OPERATIVE BANK — 2015
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 361,344,000 | 529,505,000 | 540,428,000 | 544,946,000 |
| Total loans | 229,489,000 | 327,394,000 | 338,595,000 | 343,295,000 |
| Allowance for loan losses | 1,919,000 | 2,086,000 | 2,230,000 | 2,350,000 |
| Securities available for sale | 87,663,000 | 137,635,000 | 148,377,000 | 145,789,000 |
| Securities held to maturity | 880,000 | 842,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,328,000 | 445,869,000 | 451,544,000 | 460,266,000 |
| Interest-bearing deposits | 290,776,000 | 405,474,000 | 410,303,000 | 417,816,000 |
| Noninterest-bearing deposits | 17,552,000 | 40,395,000 | 41,240,000 | 42,450,000 |
| Equity capital | 38,950,000 | 63,472,000 | 64,124,000 | 63,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 6,278,000 | 10,113,000 | 13,969,000 |
| Interest expense | 382,000 | 903,000 | 1,440,000 | 2,007,000 |
| Net interest income | 2,200,000 | 5,375,000 | 8,673,000 | 11,962,000 |
| Noninterest income | 374,000 | 903,000 | 1,422,000 | 2,001,000 |
| Noninterest expense | 2,448,000 | 5,720,000 | 8,827,000 | 11,902,000 |
| Provision for loan losses | 135,000 | 265,000 | 435,000 | 555,000 |
| Pretax income | -9,000 | 293,000 | 833,000 | 1,506,000 |
| Income tax | -46,000 | -10,000 | 135,000 | 366,000 |
| Net income | 37,000 | 303,000 | 698,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,578,000 | 63,029,000 | 63,410,000 | 63,868,000 |
| Total capital | 40,497,000 | 65,115,000 | 65,640,000 | 66,218,000 |
| Risk-weighted assets | 198,840,000 | 302,658,000 | 312,419,000 | 300,307,000 |