Call reports 2014
GREENFIELD CO-OPERATIVE BANK — 2014
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 346,457,000 | 349,113,000 | 345,082,000 | 349,764,000 |
| Total loans | 214,583,000 | 217,945,000 | 222,070,000 | 223,753,000 |
| Allowance for loan losses | 2,040,000 | 2,180,000 | 2,185,000 | 2,046,000 |
| Securities available for sale | 90,104,000 | 89,233,000 | 88,876,000 | 87,813,000 |
| Securities held to maturity | 1,053,000 | 1,002,000 | 952,000 | 927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,601,000 | 303,112,000 | 294,924,000 | 297,234,000 |
| Interest-bearing deposits | 273,432,000 | 284,386,000 | 277,466,000 | 280,071,000 |
| Noninterest-bearing deposits | 16,169,000 | 18,726,000 | 17,458,000 | 17,163,000 |
| Equity capital | 37,746,000 | 38,072,000 | 38,135,000 | 38,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,526,000 | 5,073,000 | 7,699,000 | 10,292,000 |
| Interest expense | 381,000 | 761,000 | 1,118,000 | 1,485,000 |
| Net interest income | 2,145,000 | 4,312,000 | 6,581,000 | 8,807,000 |
| Noninterest income | 472,000 | 852,000 | 1,250,000 | 1,677,000 |
| Noninterest expense | 2,232,000 | 4,386,000 | 6,575,000 | 8,720,000 |
| Provision for loan losses | 76,000 | 176,000 | 280,000 | 436,000 |
| Pretax income | 309,000 | 602,000 | 976,000 | 1,328,000 |
| Income tax | 42,000 | 85,000 | 147,000 | 221,000 |
| Net income | 267,000 | 517,000 | 829,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,701,000 | 37,950,000 | 38,263,000 | 38,541,000 |
| Total capital | 39,741,000 | 40,130,000 | 40,448,000 | 40,587,000 |
| Risk-weighted assets | 210,915,000 | 203,335,000 | 204,593,000 | 205,349,000 |