Call reports 2012
GREENFIELD CO-OPERATIVE BANK — 2012
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 315,420,000 | 320,013,000 | 312,266,000 | 329,605,000 |
| Total loans | 180,126,000 | 184,446,000 | 188,482,000 | 192,210,000 |
| Allowance for loan losses | 1,679,000 | 1,703,000 | 1,809,000 | 1,818,000 |
| Securities available for sale | 87,791,000 | 96,020,000 | 94,248,000 | 93,273,000 |
| Securities held to maturity | 1,527,000 | 1,479,000 | 1,423,000 | 1,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,903,000 | 273,245,000 | 263,833,000 | 269,195,000 |
| Interest-bearing deposits | 250,845,000 | 261,353,000 | 251,092,000 | 250,661,000 |
| Noninterest-bearing deposits | 12,058,000 | 11,892,000 | 12,741,000 | 18,534,000 |
| Equity capital | 36,424,000 | 36,818,000 | 37,297,000 | 37,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,544,000 | 5,069,000 | 7,568,000 | 10,080,000 |
| Interest expense | 528,000 | 999,000 | 1,431,000 | 1,818,000 |
| Net interest income | 2,016,000 | 4,070,000 | 6,137,000 | 8,262,000 |
| Noninterest income | 327,000 | 702,000 | 1,076,000 | 1,523,000 |
| Noninterest expense | 1,983,000 | 3,909,000 | 5,836,000 | 7,599,000 |
| Provision for loan losses | 0 | 30,000 | 171,000 | 461,000 |
| Pretax income | 360,000 | 833,000 | 1,206,000 | 1,725,000 |
| Income tax | 94,000 | 236,000 | 321,000 | 477,000 |
| Net income | 266,000 | 597,000 | 885,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,050,000 | 35,378,000 | 35,669,000 | 36,031,000 |
| Total capital | 36,729,000 | 37,081,000 | 37,478,000 | 37,849,000 |
| Risk-weighted assets | 174,942,000 | 177,549,000 | 178,045,000 | 185,994,000 |