Call reports 2011
GREENFIELD CO-OPERATIVE BANK — 2011
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 293,741,000 | 301,838,000 | 304,733,000 | 308,350,000 |
| Total loans | 173,288,000 | 174,989,000 | 176,312,000 | 178,948,000 |
| Allowance for loan losses | 1,567,000 | 1,605,000 | 1,658,000 | 1,736,000 |
| Securities available for sale | 78,963,000 | 87,862,000 | 92,164,000 | 88,433,000 |
| Securities held to maturity | 1,859,000 | 1,729,000 | 1,644,000 | 1,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,685,000 | 254,508,000 | 256,658,000 | 260,033,000 |
| Interest-bearing deposits | 236,312,000 | 243,885,000 | 245,559,000 | 246,055,000 |
| Noninterest-bearing deposits | 9,373,000 | 10,623,000 | 11,099,000 | 13,978,000 |
| Equity capital | 34,914,000 | 35,430,000 | 36,032,000 | 36,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,283,000 | 7,929,000 | 10,572,000 |
| Interest expense | 628,000 | 1,250,000 | 1,872,000 | 2,436,000 |
| Net interest income | 2,005,000 | 4,033,000 | 6,057,000 | 8,136,000 |
| Noninterest income | 320,000 | 640,000 | 963,000 | 1,337,000 |
| Noninterest expense | 1,800,000 | 3,741,000 | 5,553,000 | 7,267,000 |
| Provision for loan losses | 83,000 | 125,000 | 178,000 | 263,000 |
| Pretax income | 442,000 | 807,000 | 1,289,000 | 1,943,000 |
| Income tax | 137,000 | 248,000 | 388,000 | 601,000 |
| Net income | 305,000 | 559,000 | 901,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,747,000 | 34,001,000 | 34,343,000 | 34,784,000 |
| Total capital | 35,314,000 | 35,606,000 | 36,001,000 | 36,520,000 |
| Risk-weighted assets | 167,479,000 | 170,904,000 | 172,570,000 | 174,711,000 |