Call reports 2010
GREENFIELD CO-OPERATIVE BANK — 2010
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 282,456,000 | 292,381,000 | 285,965,000 | 287,918,000 |
| Total loans | 167,575,000 | 170,735,000 | 175,950,000 | 172,011,000 |
| Allowance for loan losses | 1,440,000 | 1,471,000 | 1,531,000 | 1,567,000 |
| Securities available for sale | 82,048,000 | 81,870,000 | 75,058,000 | 73,749,000 |
| Securities held to maturity | 2,341,000 | 2,208,000 | 2,089,000 | 1,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,538,000 | 244,320,000 | 238,315,000 | 240,310,000 |
| Interest-bearing deposits | 225,252,000 | 234,469,000 | 229,258,000 | 229,919,000 |
| Noninterest-bearing deposits | 8,286,000 | 9,851,000 | 9,057,000 | 10,391,000 |
| Equity capital | 33,281,000 | 34,043,000 | 34,477,000 | 34,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,850,000 | 5,679,000 | 8,482,000 | 11,197,000 |
| Interest expense | 808,000 | 1,647,000 | 2,415,000 | 3,068,000 |
| Net interest income | 2,042,000 | 4,032,000 | 6,067,000 | 8,129,000 |
| Noninterest income | 355,000 | 737,000 | 1,116,000 | 1,513,000 |
| Noninterest expense | 1,646,000 | 3,413,000 | 5,072,000 | 6,797,000 |
| Provision for loan losses | 55,000 | 115,000 | 175,000 | 211,000 |
| Pretax income | 697,000 | 1,241,000 | 1,948,000 | 2,646,000 |
| Income tax | 244,000 | 425,000 | 666,000 | 909,000 |
| Net income | 453,000 | 816,000 | 1,282,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,158,000 | 32,521,000 | 32,987,000 | 33,442,000 |
| Total capital | 33,598,000 | 33,992,000 | 34,517,000 | 35,009,000 |
| Risk-weighted assets | 155,601,000 | 159,724,000 | 164,389,000 | 164,140,000 |