Call reports 2002
GREENFIELD CO-OPERATIVE BANK — 2002
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 162,249,000 | 169,260,000 | 171,342,000 | 177,621,000 |
| Total loans | 107,147,000 | 113,017,000 | 116,513,000 | 119,226,000 |
| Allowance for loan losses | 808,000 | 832,000 | 850,000 | 871,000 |
| Securities available for sale | 23,480,000 | 20,218,000 | 19,598,000 | 24,202,000 |
| Securities held to maturity | 14,951,000 | 17,646,000 | 17,732,000 | 15,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,757,000 | 149,196,000 | 150,176,000 | 156,279,000 |
| Interest-bearing deposits | 138,282,000 | 144,238,000 | 145,237,000 | 150,637,000 |
| Noninterest-bearing deposits | 4,475,000 | 4,958,000 | 4,939,000 | 5,642,000 |
| Equity capital | 18,532,000 | 19,051,000 | 20,109,000 | 20,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,789,000 | 7,279,000 | 9,820,000 |
| Interest expense | 867,000 | 1,702,000 | 2,541,000 | 3,338,000 |
| Net interest income | 1,511,000 | 3,087,000 | 4,738,000 | 6,482,000 |
| Noninterest income | 146,000 | 271,000 | 898,000 | 1,070,000 |
| Noninterest expense | 859,000 | 1,881,000 | 2,804,000 | 3,831,000 |
| Provision for loan losses | 34,000 | 59,000 | 80,000 | 101,000 |
| Pretax income | 725,000 | 1,379,000 | 2,713,000 | 3,581,000 |
| Income tax | 272,000 | 521,000 | 873,000 | 1,163,000 |
| Net income | 453,000 | 858,000 | 1,840,000 | 2,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,503,000 | 18,908,000 | 19,890,000 | 20,212,000 |
| Total capital | 19,311,000 | 19,740,000 | 20,740,000 | 21,083,000 |
| Risk-weighted assets | 99,542,000 | 100,095,000 | 99,033,000 | 102,433,000 |