Call reports 2001
GREENFIELD CO-OPERATIVE BANK — 2001
What GREENFIELD CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 142,865,000 | 150,179,000 | 150,586,000 | 158,123,000 |
| Total loans | 98,351,000 | 99,300,000 | 102,813,000 | 103,759,000 |
| Allowance for loan losses | 729,000 | 676,000 | 708,000 | 745,000 |
| Securities available for sale | 9,454,000 | 18,301,000 | 16,490,000 | 22,171,000 |
| Securities held to maturity | 17,508,000 | 16,491,000 | 18,552,000 | 18,958,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,621,000 | 132,224,000 | 131,947,000 | 139,043,000 |
| Interest-bearing deposits | 117,820,000 | 126,734,000 | 126,759,000 | 134,835,000 |
| Noninterest-bearing deposits | 4,801,000 | 5,490,000 | 5,188,000 | 4,208,000 |
| Equity capital | 16,889,000 | 17,158,000 | 17,723,000 | 18,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,395,000 | 4,814,000 | 7,287,000 | 9,730,000 |
| Interest expense | 1,086,000 | 2,189,000 | 3,242,000 | 4,193,000 |
| Net interest income | 1,309,000 | 2,625,000 | 4,045,000 | 5,537,000 |
| Noninterest income | 136,000 | 244,000 | 354,000 | 498,000 |
| Noninterest expense | 814,000 | 1,735,000 | 2,588,000 | 3,403,000 |
| Provision for loan losses | 24,000 | 55,000 | 89,000 | 123,000 |
| Pretax income | 607,000 | 1,079,000 | 1,722,000 | 2,509,000 |
| Income tax | 226,000 | 397,000 | 629,000 | 914,000 |
| Net income | 381,000 | 682,000 | 1,093,000 | 1,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,836,000 | 17,137,000 | 17,548,000 | 18,050,000 |
| Total capital | 17,565,000 | 17,813,000 | 18,256,000 | 18,795,000 |
| Risk-weighted assets | 76,650,000 | 86,351,000 | 86,301,000 | 95,338,000 |