Call reports 2016
PRIME BANK — 2016
What PRIME BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,610,000 | 78,543,000 | 78,859,000 | 77,685,000 |
| Total loans | 28,162,000 | 28,007,000 | 26,983,000 | 28,621,000 |
| Allowance for loan losses | 577,000 | 576,000 | 623,000 | 566,000 |
| Securities available for sale | 38,534,000 | 33,948,000 | 36,826,000 | 41,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,067,000 | 68,479,000 | 68,992,000 | 69,397,000 |
| Interest-bearing deposits | 61,656,000 | 64,239,000 | 64,245,000 | 63,439,000 |
| Noninterest-bearing deposits | 4,411,000 | 4,240,000 | 4,747,000 | 5,958,000 |
| Equity capital | 9,286,000 | 9,756,000 | 9,656,000 | 8,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 645,000 | 1,258,000 | 1,849,000 | 2,475,000 |
| Interest expense | 188,000 | 383,000 | 578,000 | 774,000 |
| Net interest income | 457,000 | 875,000 | 1,271,000 | 1,701,000 |
| Noninterest income | 12,000 | 25,000 | 35,000 | 43,000 |
| Noninterest expense | 369,000 | 774,000 | 1,165,000 | 1,540,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 100,000 |
| Pretax income | 136,000 | 296,000 | 448,000 | 511,000 |
| Income tax | 11,000 | 31,000 | 46,000 | 41,000 |
| Net income | 125,000 | 265,000 | 402,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,214,000 | 9,355,000 | 9,491,000 | 9,418,000 |
| Total capital | 9,657,000 | 9,796,000 | 9,957,000 | 9,929,000 |
| Risk-weighted assets | 35,288,000 | 35,166,000 | 37,079,000 | 40,841,000 |