Call reports 2015
PRIME BANK — 2015
What PRIME BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 78,843,000 | 77,734,000 | 75,622,000 | 76,452,000 |
| Total loans | 33,474,000 | 32,941,000 | 30,897,000 | 30,322,000 |
| Allowance for loan losses | 746,000 | 800,000 | 444,000 | 506,000 |
| Securities available for sale | 39,906,000 | 38,597,000 | 34,908,000 | 34,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,591,000 | 69,011,000 | 66,435,000 | 67,165,000 |
| Interest-bearing deposits | 65,986,000 | 64,734,000 | 61,345,000 | 62,278,000 |
| Noninterest-bearing deposits | 3,605,000 | 4,277,000 | 5,090,000 | 4,887,000 |
| Equity capital | 9,109,000 | 8,516,000 | 8,940,000 | 9,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,382,000 | 2,053,000 | 2,709,000 |
| Interest expense | 196,000 | 391,000 | 585,000 | 773,000 |
| Net interest income | 512,000 | 991,000 | 1,468,000 | 1,936,000 |
| Noninterest income | 13,000 | 26,000 | 45,000 | 56,000 |
| Noninterest expense | 442,000 | 877,000 | 1,359,000 | 1,805,000 |
| Provision for loan losses | 30,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 115,000 | 157,000 | 231,000 | 246,000 |
| Income tax | 5,000 | -16,000 | -27,000 | -57,000 |
| Net income | 110,000 | 173,000 | 258,000 | 303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,009,000 | 9,073,000 | 9,157,000 | 9,089,000 |
| Total capital | 9,509,000 | 9,627,000 | 9,604,000 | 9,561,000 |
| Risk-weighted assets | 39,823,000 | 44,080,000 | 43,832,000 | 37,724,000 |