Call reports 2014
PRIME BANK — 2014
What PRIME BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,467,000 | 72,091,000 | 78,707,000 | 81,330,000 |
| Total loans | 32,637,000 | 33,450,000 | 33,743,000 | 35,077,000 |
| Allowance for loan losses | 711,000 | 714,000 | 718,000 | 715,000 |
| Securities available for sale | 28,748,000 | 30,625,000 | 37,665,000 | 39,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,948,000 | 63,959,000 | 70,267,000 | 72,390,000 |
| Interest-bearing deposits | 58,191,000 | 58,996,000 | 65,326,000 | 67,732,000 |
| Noninterest-bearing deposits | 5,757,000 | 4,963,000 | 4,941,000 | 4,658,000 |
| Equity capital | 7,329,000 | 7,930,000 | 8,233,000 | 8,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,336,000 | 1,997,000 | 2,717,000 |
| Interest expense | 180,000 | 359,000 | 557,000 | 755,000 |
| Net interest income | 481,000 | 977,000 | 1,440,000 | 1,962,000 |
| Noninterest income | 24,000 | 58,000 | 79,000 | 93,000 |
| Noninterest expense | 405,000 | 830,000 | 1,261,000 | 1,631,000 |
| Provision for loan losses | 50,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 50,000 | 186,000 | 254,000 | 472,000 |
| Income tax | -16,000 | 2,000 | -6,000 | 41,000 |
| Net income | 66,000 | 184,000 | 260,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,662,000 | 8,208,000 | 8,435,000 | 8,898,000 |
| Total capital | 8,171,000 | 8,719,000 | 8,962,000 | 9,427,000 |
| Risk-weighted assets | 40,485,000 | 40,674,000 | 41,969,000 | 42,169,000 |