Call reports 2013
PRIME BANK — 2013
What PRIME BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,889,000 | 66,320,000 | 69,848,000 | 70,560,000 |
| Total loans | 29,064,000 | 30,100,000 | 30,581,000 | 32,497,000 |
| Allowance for loan losses | 584,000 | 635,000 | 702,000 | 655,000 |
| Securities available for sale | 25,670,000 | 25,496,000 | 24,912,000 | 26,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,247,000 | 58,681,000 | 62,711,000 | 63,728,000 |
| Interest-bearing deposits | 52,881,000 | 54,335,000 | 57,415,000 | 58,249,000 |
| Noninterest-bearing deposits | 4,366,000 | 4,346,000 | 5,296,000 | 5,479,000 |
| Equity capital | 8,487,000 | 7,481,000 | 6,953,000 | 6,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,256,000 | 1,902,000 | 2,564,000 |
| Interest expense | 165,000 | 337,000 | 514,000 | 696,000 |
| Net interest income | 463,000 | 919,000 | 1,388,000 | 1,868,000 |
| Noninterest income | 46,000 | 106,000 | 176,000 | 209,000 |
| Noninterest expense | 414,000 | 797,000 | 1,191,000 | 1,595,000 |
| Provision for loan losses | 75,000 | 125,000 | 185,000 | 185,000 |
| Pretax income | 232,000 | 368,000 | 482,000 | 591,000 |
| Income tax | 53,000 | 76,000 | 90,000 | 105,000 |
| Net income | 179,000 | 292,000 | 392,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,477,000 | 7,850,000 | 7,532,000 | 7,269,000 |
| Total capital | 8,873,000 | 8,311,000 | 8,017,000 | 7,774,000 |
| Risk-weighted assets | 34,625,000 | 36,734,000 | 38,600,000 | 40,275,000 |