Call reports 2012
PRIME BANK — 2012
What PRIME BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,294,000 | 60,282,000 | 63,436,000 | 64,863,000 |
| Total loans | 25,628,000 | 26,770,000 | 26,559,000 | 28,337,000 |
| Allowance for loan losses | 381,000 | 406,000 | 432,000 | 557,000 |
| Securities available for sale | 18,979,000 | 22,551,000 | 27,561,000 | 27,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,923,000 | 51,656,000 | 54,454,000 | 56,075,000 |
| Interest-bearing deposits | 44,698,000 | 46,350,000 | 48,627,000 | 50,298,000 |
| Noninterest-bearing deposits | 4,225,000 | 5,306,000 | 5,827,000 | 5,777,000 |
| Equity capital | 8,268,000 | 8,491,000 | 8,736,000 | 8,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 562,000 | 1,136,000 | 1,730,000 | 2,373,000 |
| Interest expense | 158,000 | 320,000 | 486,000 | 656,000 |
| Net interest income | 404,000 | 816,000 | 1,244,000 | 1,717,000 |
| Noninterest income | 42,000 | 91,000 | 184,000 | 246,000 |
| Noninterest expense | 397,000 | 781,000 | 1,167,000 | 1,594,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 200,000 |
| Pretax income | 78,000 | 224,000 | 524,000 | 776,000 |
| Income tax | -8,000 | 10,000 | 89,000 | 160,000 |
| Net income | 86,000 | 214,000 | 435,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,991,000 | 8,120,000 | 8,341,000 | 8,298,000 |
| Total capital | 8,360,000 | 8,515,000 | 8,740,000 | 8,724,000 |
| Risk-weighted assets | 29,484,000 | 31,565,000 | 31,896,000 | 33,964,000 |