Call reports 2011
PRIME BANK — 2011
What PRIME BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,263,000 | 53,753,000 | 53,182,000 | 53,814,000 |
| Total loans | 26,594,000 | 25,826,000 | 25,143,000 | 26,555,000 |
| Allowance for loan losses | 330,000 | 405,000 | 352,000 | 352,000 |
| Securities available for sale | 20,238,000 | 19,395,000 | 17,015,000 | 16,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,501,000 | 45,570,000 | 44,737,000 | 45,425,000 |
| Interest-bearing deposits | 39,367,000 | 39,107,000 | 39,307,000 | 40,051,000 |
| Noninterest-bearing deposits | 4,134,000 | 6,463,000 | 5,430,000 | 5,374,000 |
| Equity capital | 7,686,000 | 8,047,000 | 8,230,000 | 8,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,206,000 | 1,767,000 | 2,317,000 |
| Interest expense | 170,000 | 333,000 | 489,000 | 643,000 |
| Net interest income | 434,000 | 873,000 | 1,278,000 | 1,674,000 |
| Noninterest income | 96,000 | 142,000 | 200,000 | 255,000 |
| Noninterest expense | 351,000 | 694,000 | 1,071,000 | 1,441,000 |
| Provision for loan losses | 379,000 | 454,000 | 584,000 | 584,000 |
| Pretax income | -200,000 | -83,000 | 92,000 | 192,000 |
| Income tax | -143,000 | -139,000 | -77,000 | -87,000 |
| Net income | -57,000 | 56,000 | 169,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,681,000 | 7,794,000 | 7,907,000 | 7,905,000 |
| Total capital | 8,011,000 | 8,103,000 | 8,259,000 | 8,257,000 |
| Risk-weighted assets | 29,962,000 | 28,919,000 | 28,687,000 | 29,873,000 |