Call reports 2009
PRIME BANK — 2009
What PRIME BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,611,000 | 46,157,000 | 47,063,000 | 48,207,000 |
| Total loans | 28,221,000 | 27,682,000 | 27,537,000 | 28,302,000 |
| Allowance for loan losses | 303,000 | 300,000 | 296,000 | 296,000 |
| Securities available for sale | 15,708,000 | 14,930,000 | 14,712,000 | 16,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,625,000 | 38,350,000 | 39,014,000 | 39,803,000 |
| Interest-bearing deposits | 31,656,000 | 33,359,000 | 34,736,000 | 34,802,000 |
| Noninterest-bearing deposits | 3,969,000 | 4,991,000 | 4,278,000 | 5,001,000 |
| Equity capital | 7,617,000 | 7,685,000 | 7,935,000 | 7,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 646,000 | 1,285,000 | 1,907,000 | 2,530,000 |
| Interest expense | 257,000 | 513,000 | 759,000 | 982,000 |
| Net interest income | 389,000 | 772,000 | 1,148,000 | 1,548,000 |
| Noninterest income | 38,000 | 73,000 | 97,000 | 128,000 |
| Noninterest expense | 333,000 | 727,000 | 1,078,000 | 1,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 94,000 | 118,000 | 167,000 | 230,000 |
| Income tax | 23,000 | 26,000 | 34,000 | 7,000 |
| Net income | 71,000 | 92,000 | 133,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,629,000 | 7,672,000 | 7,715,000 | 7,599,000 |
| Total capital | 7,932,000 | 7,972,000 | 8,018,000 | 7,895,000 |
| Risk-weighted assets | 30,473,000 | 30,072,000 | 31,562,000 | 30,288,000 |