Call reports 2006
PRIME BANK — 2006
What PRIME BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,997,000 | 40,434,000 | 41,098,000 | 41,283,000 |
| Total loans | 22,134,000 | 22,055,000 | 23,138,000 | 25,177,000 |
| Allowance for loan losses | 531,000 | 302,000 | 315,000 | 362,000 |
| Securities available for sale | 15,518,000 | 15,164,000 | 14,748,000 | 14,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,983,000 | 33,419,000 | 33,779,000 | 30,937,000 |
| Interest-bearing deposits | 28,927,000 | 26,061,000 | 27,087,000 | 25,234,000 |
| Noninterest-bearing deposits | 5,056,000 | 7,358,000 | 6,692,000 | 5,703,000 |
| Equity capital | 6,910,000 | 6,925,000 | 7,197,000 | 7,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,402,000 | 2,121,000 | 2,869,000 |
| Interest expense | 228,000 | 464,000 | 713,000 | 977,000 |
| Net interest income | 488,000 | 938,000 | 1,408,000 | 1,892,000 |
| Noninterest income | 39,000 | 78,000 | 123,000 | 164,000 |
| Noninterest expense | 303,000 | 610,000 | 928,000 | 1,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 224,000 | 406,000 | 603,000 | 826,000 |
| Income tax | 80,000 | 134,000 | 200,000 | 268,000 |
| Net income | 144,000 | 272,000 | 403,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,088,000 | 7,206,000 | 7,350,000 | 7,296,000 |
| Total capital | 7,402,000 | 7,508,000 | 7,665,000 | 7,647,000 |
| Risk-weighted assets | 24,765,000 | 24,852,000 | 25,964,000 | 27,472,000 |