Call reports 2005
PRIME BANK — 2005
What PRIME BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 44,871,000 | 45,793,000 | 42,234,000 | 41,627,000 |
| Total loans | 19,269,000 | 21,539,000 | 21,299,000 | 22,037,000 |
| Allowance for loan losses | 457,000 | 468,000 | 337,000 | 332,000 |
| Securities available for sale | 16,254,000 | 14,309,000 | 12,801,000 | 16,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,049,000 | 38,895,000 | 35,276,000 | 34,729,000 |
| Interest-bearing deposits | 31,961,000 | 31,350,000 | 29,246,000 | 28,906,000 |
| Noninterest-bearing deposits | 6,088,000 | 7,545,000 | 6,030,000 | 5,823,000 |
| Equity capital | 6,626,000 | 6,784,000 | 6,843,000 | 6,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,214,000 | 1,832,000 | 2,501,000 |
| Interest expense | 142,000 | 324,000 | 514,000 | 729,000 |
| Net interest income | 450,000 | 890,000 | 1,318,000 | 1,772,000 |
| Noninterest income | 38,000 | 78,000 | 120,000 | 164,000 |
| Noninterest expense | 289,000 | 571,000 | 853,000 | 1,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 397,000 | 585,000 | 789,000 |
| Income tax | 77,000 | 154,000 | 231,000 | 289,000 |
| Net income | 122,000 | 243,000 | 354,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,694,000 | 6,816,000 | 6,918,000 | 6,931,000 |
| Total capital | 7,008,000 | 7,146,000 | 7,231,000 | 7,245,000 |
| Risk-weighted assets | 24,973,000 | 25,923,000 | 25,027,000 | 25,107,000 |