Call reports 2004
PRIME BANK — 2004
What PRIME BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,710,000 | 40,321,000 | 40,894,000 | 40,541,000 |
| Total loans | 20,835,000 | 20,814,000 | 20,163,000 | 19,614,000 |
| Allowance for loan losses | 249,000 | 417,000 | 417,000 | 395,000 |
| Securities available for sale | 15,367,000 | 13,520,000 | 15,134,000 | 17,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,983,000 | 33,584,000 | 33,866,000 | 33,720,000 |
| Interest-bearing deposits | 27,508,000 | 28,222,000 | 28,638,000 | 27,550,000 |
| Noninterest-bearing deposits | 5,475,000 | 5,362,000 | 5,228,000 | 6,170,000 |
| Equity capital | 6,528,000 | 6,540,000 | 6,755,000 | 6,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,184,000 | 1,727,000 | 2,513,000 |
| Interest expense | 124,000 | 244,000 | 365,000 | 485,000 |
| Net interest income | 410,000 | 940,000 | 1,362,000 | 2,028,000 |
| Noninterest income | 39,000 | 83,000 | 125,000 | 165,000 |
| Noninterest expense | 278,000 | 571,000 | 850,000 | 1,195,000 |
| Provision for loan losses | 20,000 | 0 | 0 | 315,000 |
| Pretax income | 151,000 | 452,000 | 637,000 | 683,000 |
| Income tax | 61,000 | 180,000 | 255,000 | 272,000 |
| Net income | 90,000 | 272,000 | 382,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,412,000 | 6,584,000 | 6,704,000 | 6,576,000 |
| Total capital | 6,671,000 | 6,894,000 | 7,013,000 | 6,879,000 |
| Risk-weighted assets | 25,034,000 | 24,731,000 | 24,619,000 | 24,156,000 |