Call reports 2002
PRIME BANK — 2002
What PRIME BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,136,000 | 36,473,000 | 37,457,000 | 39,038,000 |
| Total loans | 17,643,000 | 17,232,000 | 19,389,000 | 19,400,000 |
| Allowance for loan losses | 138,000 | 288,000 | 288,000 | 509,000 |
| Securities available for sale | 15,406,000 | 16,220,000 | 15,989,000 | 15,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,990,000 | 30,077,000 | 30,776,000 | 32,431,000 |
| Interest-bearing deposits | 26,070,000 | 24,919,000 | 26,513,000 | 26,339,000 |
| Noninterest-bearing deposits | 3,920,000 | 5,158,000 | 4,263,000 | 6,092,000 |
| Equity capital | 5,989,000 | 6,195,000 | 6,390,000 | 6,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,211,000 | 1,802,000 | 2,336,000 |
| Interest expense | 239,000 | 451,000 | 637,000 | 811,000 |
| Net interest income | 358,000 | 760,000 | 1,165,000 | 1,525,000 |
| Noninterest income | 35,000 | 73,000 | 116,000 | 161,000 |
| Noninterest expense | 263,000 | 529,000 | 805,000 | 1,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 304,000 | 483,000 | 570,000 |
| Income tax | 51,000 | 117,000 | 186,000 | 220,000 |
| Net income | 79,000 | 187,000 | 297,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,966,000 | 6,074,000 | 6,183,000 | 6,102,000 |
| Total capital | 6,104,000 | 6,362,000 | 6,471,000 | 6,400,000 |
| Risk-weighted assets | 22,212,000 | 23,183,000 | 23,836,000 | 23,654,000 |