Call reports 2025
BANK OF BOURBONNAIS — 2025
What BANK OF BOURBONNAIS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 81,104,000 | 78,883,000 | 77,983,000 | 77,607,000 |
| Total loans | 54,964,000 | 52,632,000 | 50,811,000 | 50,942,000 |
| Allowance for loan losses | 1,004,000 | 1,005,000 | 1,005,000 | 1,005,000 |
| Securities available for sale | 462,000 | 504,000 | 509,000 | 513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,104,000 | 68,714,000 | 67,707,000 | 67,266,000 |
| Interest-bearing deposits | 53,498,000 | 50,377,000 | 49,382,000 | 49,435,000 |
| Noninterest-bearing deposits | 17,606,000 | 18,337,000 | 18,325,000 | 17,831,000 |
| Equity capital | 9,127,000 | 9,231,000 | 9,308,000 | 9,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,977,000 | 2,982,000 | 3,975,000 |
| Interest expense | 305,000 | 606,000 | 922,000 | 1,240,000 |
| Net interest income | 656,000 | 1,371,000 | 2,060,000 | 2,735,000 |
| Noninterest income | 28,000 | 48,000 | 64,000 | 80,000 |
| Noninterest expense | 514,000 | 1,031,000 | 1,559,000 | 1,940,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 165,000 | 383,000 | 560,000 | 870,000 |
| Income tax | 50,000 | 120,000 | 176,000 | 270,000 |
| Net income | 115,000 | 263,000 | 384,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,126,000 | 9,230,000 | 9,307,000 | 9,523,000 |
| Total capital | 9,800,000 | 9,888,000 | 9,943,000 | 10,160,000 |
| Risk-weighted assets | 53,627,000 | 52,193,000 | 50,577,000 | 50,560,000 |