Call reports 2024
BANK OF BOURBONNAIS — 2024
What BANK OF BOURBONNAIS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 97,753,000 | 79,603,000 | 74,827,000 | 73,702,000 |
| Total loans | 56,875,000 | 56,569,000 | 54,631,000 | 56,054,000 |
| Allowance for loan losses | 1,005,000 | 1,005,000 | 1,005,000 | 1,003,000 |
| Securities available for sale | 25,433,000 | 608,000 | 453,000 | 457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,978,000 | 64,922,000 | 64,962,000 | 64,007,000 |
| Interest-bearing deposits | 47,434,000 | 46,307,000 | 46,853,000 | 47,621,000 |
| Noninterest-bearing deposits | 15,544,000 | 18,615,000 | 18,109,000 | 16,386,000 |
| Equity capital | 8,639,000 | 8,797,000 | 8,903,000 | 9,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 2,018,000 | 3,047,000 | 4,045,000 |
| Interest expense | 511,000 | 1,008,000 | 1,339,000 | 1,660,000 |
| Net interest income | 429,000 | 1,010,000 | 1,708,000 | 2,385,000 |
| Noninterest income | 21,000 | 36,000 | 57,000 | 73,000 |
| Noninterest expense | 409,000 | 884,000 | 1,384,000 | 1,787,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 41,000 | 162,000 | 381,000 | 671,000 |
| Income tax | 8,000 | 39,000 | 101,000 | 183,000 |
| Net income | 33,000 | 123,000 | 280,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,758,000 | 8,796,000 | 8,903,000 | 9,059,000 |
| Total capital | 9,512,000 | 9,487,000 | 9,556,000 | 9,719,000 |
| Risk-weighted assets | 60,065,000 | 54,943,000 | 51,855,000 | 52,449,000 |