Call reports 2023
BANK OF BOURBONNAIS — 2023
What BANK OF BOURBONNAIS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 93,630,000 | 93,292,000 | 84,782,000 | 81,766,000 |
| Total loans | 45,281,000 | 45,413,000 | 47,629,000 | 48,549,000 |
| Allowance for loan losses | 1,003,000 | 1,002,000 | 1,003,000 | 1,004,000 |
| Securities available for sale | 32,834,000 | 23,947,000 | 24,232,000 | 24,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,055,000 | 79,407,000 | 70,730,000 | 67,470,000 |
| Interest-bearing deposits | 61,214,000 | 60,795,000 | 53,761,000 | 52,396,000 |
| Noninterest-bearing deposits | 18,841,000 | 18,613,000 | 16,969,000 | 15,074,000 |
| Equity capital | 7,858,000 | 7,987,000 | 8,178,000 | 8,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,689,000 | 2,475,000 | 3,269,000 |
| Interest expense | 175,000 | 417,000 | 694,000 | 987,000 |
| Net interest income | 648,000 | 1,272,000 | 1,781,000 | 2,282,000 |
| Noninterest income | 28,000 | 58,000 | 81,000 | 102,000 |
| Noninterest expense | 477,000 | 946,000 | 1,422,000 | 1,790,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 384,000 | 440,000 | 594,000 |
| Income tax | 46,000 | 91,000 | 103,000 | 143,000 |
| Net income | 153,000 | 293,000 | 337,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,629,000 | 8,718,000 | 8,712,000 | 8,775,000 |
| Total capital | 9,228,000 | 9,331,000 | 9,345,000 | 9,410,000 |
| Risk-weighted assets | 47,549,000 | 48,626,000 | 50,303,000 | 50,457,000 |