Call reports 2022
BANK OF BOURBONNAIS — 2022
What BANK OF BOURBONNAIS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 83,572,000 | 101,359,000 | 99,919,000 | 93,218,000 |
| Total loans | 38,052,000 | 44,515,000 | 44,717,000 | 45,043,000 |
| Allowance for loan losses | 1,023,000 | 1,000,000 | 1,001,000 | 1,002,000 |
| Securities available for sale | 24,255,000 | 25,052,000 | 24,488,000 | 32,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,366,000 | 88,154,000 | 86,863,000 | 79,974,000 |
| Interest-bearing deposits | 43,650,000 | 43,386,000 | 63,132,000 | 61,156,000 |
| Noninterest-bearing deposits | 26,717,000 | 44,768,000 | 23,731,000 | 18,818,000 |
| Equity capital | 7,578,000 | 7,594,000 | 7,293,000 | 7,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 952,000 | 1,644,000 | 2,461,000 |
| Interest expense | 46,000 | 94,000 | 203,000 | 346,000 |
| Net interest income | 400,000 | 858,000 | 1,441,000 | 2,115,000 |
| Noninterest income | 25,000 | 58,000 | 89,000 | 119,000 |
| Noninterest expense | 438,000 | 870,000 | 1,302,000 | 1,692,000 |
| Provision for loan losses | -25,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 12,000 | 96,000 | 278,000 | 592,000 |
| Income tax | 0 | 20,000 | 68,000 | 151,000 |
| Net income | 12,000 | 76,000 | 210,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,096,000 | 8,246,000 | 8,340,000 | 8,526,000 |
| Total capital | 8,611,000 | 8,858,000 | 8,955,000 | 9,135,000 |
| Risk-weighted assets | 40,675,000 | 48,619,000 | 48,716,000 | 48,327,000 |