Call reports 2021
BANK OF BOURBONNAIS — 2021
What BANK OF BOURBONNAIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 82,049,000 | 87,092,000 | 90,327,000 | 87,785,000 |
| Total loans | 48,399,000 | 46,283,000 | 43,702,000 | 35,341,000 |
| Allowance for loan losses | 1,114,000 | 1,115,000 | 1,116,000 | 1,046,000 |
| Securities available for sale | 602,000 | 603,000 | 602,000 | 25,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,063,000 | 68,444,000 | 71,803,000 | 73,985,000 |
| Interest-bearing deposits | 45,680,000 | 46,807,000 | 46,597,000 | 44,888,000 |
| Noninterest-bearing deposits | 20,384,000 | 21,637,000 | 25,206,000 | 29,097,000 |
| Equity capital | 7,939,000 | 7,945,000 | 7,976,000 | 8,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,115,000 | 1,646,000 | 2,122,000 |
| Interest expense | 74,000 | 138,000 | 197,000 | 247,000 |
| Net interest income | 501,000 | 977,000 | 1,449,000 | 1,875,000 |
| Noninterest income | 23,000 | 49,000 | 79,000 | 107,000 |
| Noninterest expense | 476,000 | 940,000 | 1,375,000 | 1,729,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | 48,000 | 86,000 | 153,000 | 328,000 |
| Income tax | 15,000 | 30,000 | 54,000 | 107,000 |
| Net income | 33,000 | 56,000 | 99,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,938,000 | 7,944,000 | 7,976,000 | 8,098,000 |
| Total capital | 8,485,000 | 8,516,000 | 8,531,000 | 8,620,000 |
| Risk-weighted assets | 43,201,000 | 45,184,000 | 43,716,000 | 41,217,000 |