Call reports 2020
BANK OF BOURBONNAIS — 2020
What BANK OF BOURBONNAIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,751,000 | 81,008,000 | 80,313,000 | 79,373,000 |
| Total loans | 49,987,000 | 46,823,000 | 50,986,000 | 49,603,000 |
| Allowance for loan losses | 1,110,000 | 1,120,000 | 1,111,000 | 1,112,000 |
| Securities available for sale | 603,000 | 602,000 | 603,000 | 603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,403,000 | 64,215,000 | 63,508,000 | 62,705,000 |
| Interest-bearing deposits | 44,626,000 | 46,243,000 | 45,888,000 | 46,134,000 |
| Noninterest-bearing deposits | 14,777,000 | 17,973,000 | 17,621,000 | 16,572,000 |
| Equity capital | 8,507,000 | 8,480,000 | 8,475,000 | 8,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,226,000 | 1,775,000 | 2,369,000 |
| Interest expense | 169,000 | 320,000 | 445,000 | 530,000 |
| Net interest income | 473,000 | 906,000 | 1,330,000 | 1,839,000 |
| Noninterest income | 24,000 | 46,000 | 72,000 | 113,000 |
| Noninterest expense | 457,000 | 889,000 | 1,311,000 | 1,707,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -25,000 |
| Pretax income | 40,000 | 63,000 | 116,000 | 270,000 |
| Income tax | 15,000 | 26,000 | 45,000 | 93,000 |
| Net income | 25,000 | 37,000 | 71,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,507,000 | 8,480,000 | 8,475,000 | 8,543,000 |
| Total capital | 9,073,000 | 9,005,000 | 9,052,000 | 9,099,000 |
| Risk-weighted assets | 44,748,000 | 41,303,000 | 45,613,000 | 43,946,000 |