Call reports 2019
BANK OF BOURBONNAIS — 2019
What BANK OF BOURBONNAIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,915,000 | 58,328,000 | 68,071,000 | 70,133,000 |
| Total loans | 42,604,000 | 46,256,000 | 52,104,000 | 53,058,000 |
| Allowance for loan losses | 1,156,000 | 1,151,000 | 1,150,000 | 1,134,000 |
| Securities available for sale | 2,579,000 | 2,590,000 | 502,000 | 599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,794,000 | 47,163,000 | 51,608,000 | 53,834,000 |
| Interest-bearing deposits | 37,023,000 | 37,330,000 | 40,499,000 | 43,086,000 |
| Noninterest-bearing deposits | 10,770,000 | 9,833,000 | 11,109,000 | 10,748,000 |
| Equity capital | 8,396,000 | 8,425,000 | 8,466,000 | 8,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,183,000 | 1,823,000 | 2,480,000 |
| Interest expense | 93,000 | 207,000 | 347,000 | 517,000 |
| Net interest income | 494,000 | 976,000 | 1,476,000 | 1,963,000 |
| Noninterest income | 30,000 | 61,000 | 95,000 | 123,000 |
| Noninterest expense | 431,000 | 855,000 | 1,280,000 | 1,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 182,000 | 291,000 | 429,000 |
| Income tax | 25,000 | 50,000 | 80,000 | 129,000 |
| Net income | 68,000 | 132,000 | 211,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,396,000 | 8,423,000 | 8,465,000 | 8,516,000 |
| Total capital | 8,884,000 | 8,954,000 | 9,073,000 | 9,118,000 |
| Risk-weighted assets | 38,355,000 | 41,867,000 | 48,106,000 | 47,639,000 |