Call reports 2018
BANK OF BOURBONNAIS — 2018
What BANK OF BOURBONNAIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 72,251,000 | 66,185,000 | 63,577,000 | 59,480,000 |
| Total loans | 43,469,000 | 49,262,000 | 46,674,000 | 43,660,000 |
| Allowance for loan losses | 1,152,000 | 1,150,000 | 1,160,000 | 1,156,000 |
| Securities available for sale | 5,786,000 | 2,995,000 | 2,953,000 | 3,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,066,000 | 55,034,000 | 52,263,000 | 47,963,000 |
| Interest-bearing deposits | 46,762,000 | 44,137,000 | 41,686,000 | 37,217,000 |
| Noninterest-bearing deposits | 12,304,000 | 10,897,000 | 10,577,000 | 10,746,000 |
| Equity capital | 8,570,000 | 8,650,000 | 8,746,000 | 8,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 598,000 | 1,232,000 | 1,907,000 | 2,512,000 |
| Interest expense | 68,000 | 140,000 | 228,000 | 319,000 |
| Net interest income | 530,000 | 1,092,000 | 1,679,000 | 2,193,000 |
| Noninterest income | 31,000 | 61,000 | 98,000 | 145,000 |
| Noninterest expense | 420,000 | 831,000 | 1,252,000 | 1,644,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 132,000 | 304,000 | 498,000 | 658,000 |
| Income tax | 36,000 | 80,000 | 131,000 | 173,000 |
| Net income | 96,000 | 224,000 | 367,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,570,000 | 8,650,000 | 8,747,000 | 8,816,000 |
| Total capital | 9,078,000 | 9,217,000 | 9,283,000 | 9,316,000 |
| Risk-weighted assets | 40,036,000 | 44,812,000 | 42,236,000 | 39,298,000 |